Frequently Asked Questions
Can I get a car loan even if I have no credit history?
No credit history means that you are yet to take your first loan. Insta Auto Solutions is always open to providing credit to first time borrowers and it will help build your credit history.
Does Bankruptcy affect my chances of getting an Auto Loan?
No, bankruptcy does not affect our loan approval process. Even if you are not discharged from a bankruptcy or still in the proposal phase, you will get a loan. Plus, taking a car loan will help rebuild your credit standing.
Do I need to provide a down payment to obtain an auto loan approval?
It all depends on your credit. We aim to secure an auto loan without any down payment. In most cases, your credit is not as bad as you think and we are able to negotiate a solution with the banks to either avoid a down payment or if not, then a limited down payment figure. Either way, we strive to find loan options that are suitable for you.
How fast can I get a car loan?
We are a direct lender and our loan processes are smooth and quick. We provide approvals within 24 hours as long as you provide all the required information.
Is your auto loan process secure?
We use Secure Socket Layer (SSL) that keeps your credit information and other private data secure. Additionally, private information remains private and we never give it out. So yes, all your information is secure. Take a look at our Privacy Policy.
What are the Monthly Rates?
The monthly rates depend on the vehicle you purchase and can range anywhere between 4.99% to 29.9%. We will work with you to settle on a monthly rate and a payment plan that you can afford.
Are there any fees I have to pay to get financing from Insta Auto Solutions?
There are no hidden costs or fess for getting your car financed from us.
How much can I borrow?
How much you can borrow depends on your ability to repay. Once you submit your application, we will be able to give you a definite figure.
Fast Approval Process
1. Apply For Your Loan
Online application only takes minutes to complete. We only ask for information we require.
2.Get Approved
Your insta auto loan is processed fast with same day approvals.
3.Go For Spin
Take your car out for a drive.
Schedule Test Drive
Let's Get Started
Live Reviews
Search Inventory
Find that perfect car, truck, crossover, suv, or minivan and have all of your car loan options made easy.
Calculate Loan
Estimate your monthly payment quick and easy with our loan calculator. That way, you’re ready to go when you get to the dealership!
Pre-Approval
Our dealer network offers low interest rates for car loan shoppers and we can often have your application accepted in minutes.
St Albert Location
Address: 4 Riel Dr Building A, St. Albert, AB T8N 3Z7
Phone: 1(833) 554-6782
Mon to Fri - 9AM to 7PM
Sat - 10AM to 4PM
Sun - Closed
Edmonton Location
Address: 13055 149 St, Edmonton, AB T5L 2J7
Phone: (587)442-4160
Mon to Fri - 9AM to 7PM
Sat - 10AM to 4PM
Sun - Closed
Acheson Location
Address: 11327 269 St, Acheson, AB T7X 5A3
Phone: 1(587) 442-4188
Mon to Fri - 9AM to 7PM
Sat - 9AM to 4PM
Sun - Closed
Spruce Grove Location
Address: 131 1 Ave E#108, Spruce Grove, Alberta, T7X 2Z8
Phone: TBA
Mon to Fri - 9AM to 7PM
Sat - 9AM to 4PM
Sun - Closed
